Accounts Payable

The entire AP process. Fully automated.

From invoice receipt to payment – Orcha orchestrates the complete accounts payable workflow. Every step is traceable, every decision documented.

invoice@supplier.com
From:
To:
Subj:
PDF
INV-2026-0847.pdf

Invoice

INV-2026-0847

Total

12 invoices

Automatically captured

3 channels

Email, Slack & API

Step 01

Invoice Receipt.

Invoices reach Orcha through any channel – email forwarding, REST API, or direct upload. Any format, any language.

Email forwarding

Forward your inbox – done

REST API

Direct ERP integration

Upload & Slack

Drag & drop or Slack command

Step 02

Classification

Document type detection

Priority routing

Language detection

Step 03

Data Extraction

Vendor details

Amounts & VAT

Layout-agnostic

Step 04

Validation

Fraud detection

Contract matching

Learns from history

Step 05

GL Coding.

Orcha identifies accounts, cost centers, and tax codes automatically – even for split postings across multiple dimensions.

Debit & credit accounts

Automatic account assignment

Multiple cost centers

Auto-split across dimensions

Tax code mapping

VAT ID verification included

PDF
Invoice
Journal Entry
Debit
Credit

4400 Expense

EUR 8,400.00

1576 Input VAT 19%

EUR 1,596.00

70000 Vendor

EUR 9,996.00

CC 100 Marketing CC 200 IT CC 300 Sales
Automatically coded

Auto-coded

98.7% accuracy

3 cost centers

Automatically split

Step 06

Approval

Parallel & sequential

Slack / Email / Teams

Escalation rules

Step 07

Posting

DATEV integration

Batch posting

Audit-proof

Payment Run #47
SEPA Transfer

Beneficiary

IBAN

DE89 3704 0044 **** **** 00

Amount

EUR 14,832.50

Reference

INV-2026-0847, INV-2026-0851

2% early payment = EUR 302.70 saved

Early payment

EUR 4,280 this month

SEPA created

23 transfers bundled

Step 08

Payment.

Orcha optimizes payment timing for maximum early payment discounts and generates SEPA payment files automatically – bundled and audit-proof.

Early payment optimization

Automatic discount capture

Due date management

Optimal payment timing

Payment file generation

SEPA XML with one click

Communication

No invoice gets left behind.

Missing info, overdue approvals, vendor questions - Orcha handles every follow-up automatically.

Orcha Agent

Monitoring incoming documents

Missing PO number

Email PO number requested from vendor

Amount mismatch

Slack Discrepancy flagged in procurement channel

Approval overdue

Teams Approval reminder sent to approver

New supplier detected

Verify VAT ID, bank details, trade register checked

Incorrect VAT rate

Email VAT correction requested from supplier

Payment deadline at risk

Reminder Early payment discount expires in 48h

Suspicious bank account change

Escalation Routed to team lead for manual review

Invoice addressed to wrong entity

Email Correct legal entity requested from vendor

Fraud suspicion flagged

Block Payment blocked, routed to compliance

Accounts Receivable

Outgoing Invoices. Auto-generated.

From contract creation to payment – Orcha generates invoices automatically, sends them on schedule and monitors open items in real time.

Contract
Duration:
Amount:
Cycle:
Jan
Feb
Mar

Outgoing Invoice

RE-2026-1284

Item Amount
1.200,00
840,00
2.460,00
Net
4.500,00
VAT 19%
855,00
Total
XRechnung
ZUGFeRD
GoBD

Auto-generated

47 invoices/month

ZUGFeRD-compliant

GoBD & XRechnung

Invoice Generation & Subscriptions

Automatically create, send, and manage one-time and recurring invoices — without manual entry.

From contract data

Automatically adopt terms, durations, and amounts

Automatic scheduling

Monthly, quarterly, or individually configurable

Compliance-ready

GoBD, XRechnung, and ZUGFeRD out of the box

Price adjustments

Automatically apply tiered pricing and increases

Instant delivery

Via email, portal, or API to the recipient

Zero rework

Reliable, on time, audit-proof

Payment Tracking

Monitor open items – no revenue gets lost.

Real-time overview

Status of every invoice at a glance

Automatic reminders

Reminders and escalations based on your rules

Bank reconciliation

Automatically match incoming payments

Revenue Reporting

Revenue recognition and real-time revenue transparency.

Live dashboards

Revenue by customer, product or period

Revenue Recognition

Automatic period-based revenue recognition

Forecast & Planning

Forecast data for cash flow management

Orcha AI

Don't digitize. Understand.

Orcha understands the context of every document — layout, content, intent. No templates, no rules, no rework.

Incoming Invoice

RE-2026-0847

Total
EUR 4,500.00

Supplier verified

Mueller GmbH ✓

GL account

4400 Expenses

Line-items

Individually digitized

Cost center

CC 200 · Marketing

Amount verified

EUR 4,500.00

Anomaly

+23% vs. average

Query to procurement

Automatically forwarded

Orcha AI

Layout-agnostic

Works with any invoice format from day one. No templates, no configuration. Just send.

Orcha AI

Contextual understanding

Reads the document like a human. Understands what “Total” means — no matter where it appears.

Orcha AI

Automatic coding

Suggests GL accounts, cost centers, and tax codes — based on context, not rigid rules.

Orcha AI

Detects & escalates

Detects anomalies, flags deviations, and automatically routes reminders and escalations to the right person.

Orcha AI

Self-learning

Learns from every document and every booking. Accuracy and coding suggestions improve continuously.

Orcha AI

Any format, any channel

PDF, photo, email, scan, API — Orcha processes any format from any channel. No setup, no rework.

Document Management

Every document. Instantly in the right place.

Via API, email or upload – Orcha receives every financial document, automatically classifies it, extracts the data and manages the entire lifecycle. Including reminders, deadlines and tracking.

Invoices

Orders

Supplier Contracts

Customer Contracts

E-MAIL
API
UPLOAD
SLACK
Orcha
Receipt
Classification
Extraction
Validation
Processing
DATEV
ERP
API

Matching

Automatic matching of invoices with purchase orders, goods receipts and vendor contracts.

Contract Management

Keep track of renewal dates and deadlines. Automatic reminders so no contract renewal is missed.

Structured Filing

Documents are automatically classified, enriched with metadata and filed in a structured manner.

Approvals

Intelligent approvals that think ahead.

Not just routing – understanding. Orcha's Approval Engine analyzes context, budget and history, routes intelligently and integrates seamlessly with Slack, Teams, email or existing approval processes.

INVOICE
Vendor Inc.14,200 €
Cost CenterMarketing (CC-340)
CategorySaaS License
Orcha

Approval Matrix

Amount
Cost Center
Budget
Compliance
TEAM LEAD
CFO
BOARD

Granular line-item approvals

Approve individual invoice line items separately – with different approval processes per line item based on category, amount or cost center.

Seamless Integration

Approvals where your team works.

Approval requests appear directly in Slack or Microsoft Teams. One click is all it takes – no app switching, no delays.

#purchase-approvals
O
Orcha APP 09:15

Purchase Request

Requester: Julia Schmidt
Vendor: Apple Inc.
Description: MacBook Pro 16" M3
Amount: 3,499.00 EUR
Cost Center: Engineering (CC-120)
Budget CC-120 68,500 / 100,000 EUR
After approval: 72,000 EUR (72%)
Finance Team
Invoice approval required

Vendor

SaaS Provider Inc.

Invoice No.

INV-2026-0847

Cost Center

Marketing (CC-340)

Due

02/15/2026

Line Items

SaaS License (12 mo.) 9,600.00 EUR
Onboarding & Setup 2,400.00 EUR
Total 12,000.00 EUR
Budget CC-340 84,200 / 120,000 EUR
After approval: 96,200 EUR (80%)

One-click approval

Approve directly from chat

Add comment

Leave notes for your team

Forward

Route to another approver

Escalate

Flag for urgent review

Validation & Fraud Detection

Automatic checks. Before every approval.

Every invoice passes through 15+ automated checkpoints - from formal requirements to fraud detection. Errors and risks are identified before they cause costs.

Formal Requirements

Compliance check per tax regulations

Required Fields Complete
Financial Math Correct
Invoice Date Valid
Issuer Country Available
Recipient Country Available
VAT ID Format Valid
Tax Rate Correct

Fraud Detection

AI-powered anomaly detection

Bank Country Mismatch None
High-Risk Bank Account No Risk
Bank Details Changed Unchanged
VAT ID Changed Unchanged
Invoice Splitting Review
Sender Domain Verified
Urgency Language None
Vague Description None

Internal Fraud Detection

Additional checks for internal risks: approval bypasses, unusual approval patterns, compliance violations. For security reasons, we do not publicly share details of these checks.

Controlling

Real-time data. Proactive controlling.

Your data flows in real time to where you need it – Excel, Power BI, or directly to AI assistants. Always up to date, always ready.

Excel

Data directly in Excel.

Orcha delivers live financial data directly into your Excel workbooks. No exports, no copy-paste – always up-to-date numbers for your budget planning.

Live data connection

Real-time sync without copy-paste or CSV exports

Use existing templates

Your controlling spreadsheets stay the same - only the data source changes

Audit-proof

Every data change is traceable and auditable

Budget_vs_Actual_2026.xlsx
Start Insert Formulas Data View
Jan 2026
Feb 2026
Mar 2026
Cost Center
Budget
Actual
Budget
Actual
Budget
Actual
1
Raw Materials
45,000
43,200
45,000
44,800
46,000
45,100
2
Manufacturing
32,000
31,400
32,000
33,100
33,000
32,800
3
Logistics
18,000
17,600
18,000
18,200
18,500
18,300
4
Maintenance
12,000
11,800
12,000
12,300
12,500
12,100
5
Personnel
85,000
89,200
85,000
87,600
86,000
88,400
6
Energy
8,000
7,800
8,000
8,100
8,200
8,000
7
Quality
6,000
5,800
6,000
5,900
6,200
6,100
8
Sales
22,000
21,500
22,000
22,800
23,000
22,600
9
Administration
15,000
14,600
15,000
15,200
15,500
15,100
10
R&D
28,000
27,200
28,000
28,500
29,000
28,800
11
IT Infrastructure
28,000
27,400
28,000
31,200
28,500
28,100
12
Marketing
15,000
14,800
15,000
15,300
15,500
15,200
13
Fleet Management
8,000
7,900
8,000
8,200
8,500
8,300
14
Insurance
12,000
11,800
12,000
12,100
12,000
11,900
15
Other
5,000
4,800
5,000
6,400
5,200
5,100
Ready
Live via Orcha
Power BI Desktop Orcha Finance Dashboard
Home Insert Modeling View

Orcha Finance – AP Overview Q1

Invoices MTD

€1.24M

▲ 8% vs. prior month

Open Items

€340K

▼ 12% vs. prior month

Avg. Processing Time

2.4h

▼ 35% vs. Q4

Invoice Volume by Month

Jan Jun Dec

Distribution by Cost Center

IT (36%)
Marketing (22%)
HR (16%)
Sales (11%)
Supplier
Amount
Status
Due
TechServ GmbH
€12,500
Open
Mar 15
OfficePlus AG
€8,200
Approved
Mar 22
LogiTrans SE
€3,650
Paid
Mar 1

Cashflow Forecast Q2 2026

Expected Inflows

€2.1M

Planned Outflows

€1.8M

Net Cashflow

€340K

Page 1 of 3
Live via Orcha API

Power BI

Live dashboards. No exports.

Connect Power BI directly to Orcha and build interactive dashboards with live data. Real-time AP analytics for your management.

Pre-built dashboards

AP overview, cashflow, budget control ready to use

Real-time refresh

No manual data exports - always up to date

Drill-down to invoice level

From overview directly to individual documents

AI Assistants

Financial data via natural language.

Ask questions in plain language – Orcha's MCP server gives AI assistants direct access to your financial data. Secure, structured, real-time.

Natural language

Ask questions instead of building reports

Access control

Everyone sees only the data they are authorized to see

Copilot
ChatGPT
Claude
AI Assistant via MCP Server

Show me all open invoices over €5,000

I found 12 open invoices over €5,000:

SupplierAmountDue
TechParts€14,20003/15
Global Srv.€8,75003/18
Supplier A€6,30003/22
+ 9 more

What is the budget utilization for CC-340?

CC-340 (Marketing): €84,200 of €120,000 used (70.2%). At the current rate, the budget will be exhausted by October.

PDF
Monthly_Report_Q1.pdf
PPT
Board_Presentation_March

Auto-generated

Report ready to send

3 formats exported

PDF, PowerPoint & Excel

Reporting

Reports at the push of a button.

Generate financial reports automatically – in your design, on your schedule, in your format.

Corporate templates

Your corporate design, your structure - automatically populated

Automated schedule

Monthly, quarterly, and annual reports ready on the deadline

Multi-format export

PowerPoint, Excel, and PDF - one click, all formats

Ready to use

Plug & Play Integrations.

Pre-built connectors for the most important tools worldwide. Setup in minutes, not months.

ERP

SAP Integration.

Native connection to SAP S/4HANA and SAP Business One for seamless synchronization of master data, postings and documents.

Bidirectional data exchange

Certified SAP interface

Developers

Open API.

RESTful API with full documentation for custom integrations, BI platforms and your own automations.

REST + Webhooks

RBAC & API Keys

ERP

34

Integrations

Accounting

29

Integrations

Banking

3,000

Integrations

Human Resources

200

Integrations

Productivity

12

Integrations

Platform

Everything your finance team still needs.

Less effort, lower costs – faster processes, more control.

Multi-Device

Desktop and mobile Seamlessly

Approve invoices from your desk or on the go. Orcha works wherever you do.

Work from anywhere

Full functionality on desktop and mobile browsers

Instant approvals

Review and approve invoices in seconds, not hours

Secure by default

Same encryption and access controls on every device

Orcha Finance Operations Automated
Orcha Sign in to your workspace
Sign in with Google
Sign in with Microsoft
Orcha Finance Operations
Sign in with Google
Sign in with Microsoft

New Invoice

Trigger

Validate

Check & extract data

Amount > €5,000?

Condition

Yes

CFO Approval

Post

ERP

No

Auto-Approval

Notify

Teams

Power Automate

No-Code Workflows.

Connect Orcha events with your existing business processes – budget overruns, approvals, escalations are triggered automatically.

Trigger-based automation

New invoice, approval granted, budget exceeded

No code required

Low-code flows directly in the Microsoft environment

Credit Cards

Credit Card Expenses. Automated.

Keep using your existing corporate credit card. Simply upload receipts by photo – Orcha matches transactions with receipts and instantly checks completeness.

Use your existing card

No new card needed – works with any corporate credit card

Snap a receipt, done

Upload a photo – Orcha extracts and assigns automatically

Instant completeness check

Missing receipts, open questions – everything at a glance

4829 •••• •••• 7156

Cardholder

JOHN DOE

Valid thru

09/28

VISA

5412 •••• •••• 3891

Cardholder

JANE SMITH

Valid thru

11/27

All receipts matched

16 transactions • Feb 2026

Snap a receipt

Instantly matched

Orcha – Bank Reconciliation
Statement_Feb_2026.pdf
✓ Imported
First National Bank | DE89 3704 0044 •••• 5678
24 auto-matched
3 review suggestion
1 unmatched
86% Match Rate
Date
Bank Transaction
Amount
Orcha Invoice
Status
02/03
TechServ GmbH
€12,500.00
INV-2026-0142
✓ Match
02/05
OfficePlus AG
€8,200.00
INV-2026-0138
✓ Match
02/07
LogiTrans SE
€3,650.00
INV-2026-0155
✓ Match
02/10
PrintHouse Meyer
€1,890.00
INV-2026-0161 (€1,890.00)
Suggestion
02/12
Office Lease Bldg. A
€4,500.00
INV-2026-0089
✓ Match
02/15
CloudHost Ltd
€2,340.00
INV-2026-0170 (€2,280.00)
€ Diff
02/19
Payment #7829-X
€675.00
?
No invoice found
Open
02/20
Allianz Insurance
€1,200.00
INV-2026-0098
✓ Match
02/22
Tax Advisory Mueller
€5,800.00
INV-2026-0183
✓ Match
02/24
Telekom Business
€189.00
INV-2026-0191
✓ Match
02/25
Cleaning Service Schmidt
€420.00
INV-2026-0195
✓ Match
02/26
IT-Service Weber
€3,200.00
INV-2026-0198 (€3,150.00)
€ Diff
02/27
Canteen Service GmbH
€2,850.00
INV-2026-0201
✓ Match
02/28
Fleet Leasing
€4,100.00
INV-2026-0204
✓ Match

Reconciliation

Bank Reconciliation. Automated.

Upload bank statements as PDF – Orcha recognizes the transactions and automatically matches them with your invoices. No manual searching, no typo risk.

Upload PDF bank statement

Any bank, any format – Orcha recognizes the structure automatically

Intelligent matching

Automatic assignment by amount, reference, and supplier

Spot discrepancies instantly

Amount differences, missing invoices – nothing gets lost

Data Privacy

GDPR-compliant by design. All data processed and stored exclusively in the EU. We never use your financial documents to train AI models - your invoices stay yours.

End-to-end encryption

Data encrypted in transit and at rest

Role-based access control

Granular permissions per user and team

EU-only hosting

No data leaves the European Union

Read our Privacy Policy

Full Audit Trail

Every action is logged, timestamped, and traceable. From document receipt to payment - a complete, tamper-proof record of who did what and when.

Complete activity log

Every view, edit, approval, and export recorded

GoBD-compliant archival

Tamper-proof storage meeting German audit standards

Retention management

Configurable retention periods per document type

Community

Orcha Community.

Guides, best practices and video content to help you automate finance operations and work more strategically.